We recognize the importance of protecting your privacy. Our policy is designed to assist you in understanding how we collect, use and safeguard the information you provide to us and to assist you in making informed decisions when using our Website.
When you visit our Website you may provide us with two types of information: personal information you knowingly choose to disclose that is collected on an individual basis and information collected automatically as you and others browse our Website.
1. Personal Information You Choose to Provide
We collect information from you when you register with us, participate in surveys/promotions, request our newsletter, or otherwise use our services or contact us. The type of information that we collect from you depends on your interaction with our Website. For example, certain features of our Website require registration; if you choose to register with us, we will collect your: name, title, mailing address, and email address. You also have the option of providing your date of birth and Twitter handle. We will request your marketing preferences upon registration, but you may request marketing materials and our newsletter at any time.
2. Information that We Collect Automatically
3. Information Obtained Through Social Networking Sites
You may log onto our Website through social networking sites, such as Facebook. If you log onto our Website using your Facebook credentials, we will request your permission to collect your birthday, your hometown, current city, personal description, even if you have chosen not to make that information public.
We use your information to administer our business activities, provide access to the products and services you request, for marketing and advertising purposes, purposes including to monitor our marketing and advertising efforts, to send you email (including, without limitation, newsletters, promotions, service updates), to respond to your inquiries and for other customer service purposes, to improve our content and service offerings, for research and analytical purposes, and as required or permitted by law.
We may share your information, including your personal information (collectively, “information”) with the following entities and in the following situations:
- Service providers: to assist us in processing transactions or providing services that you have requested and to assist us in maintaining our Website, and related purposes.
- Business partners, suppliers and sub-contractors for the performance of any contract we enter into with them or you.
- Advertisers and advertising networks that require the data to select and serve relevant adverts to you and others. We do not disclose information about identifiable individuals to our advertisers, but we may provide them with aggregate information about our users.
- Analytics and search engine providers that assist us in the improvement and optimisation of our site.
- Credit reference agencies for the purpose of assessing your credit score where this is a condition of us entering into a contract with you.
- Affiliates: we may share your information with affiliated entities for various purposes including marketing as well as research and analytics.
- Business Transactions. In the event that we sell or buy any business or assets, in which case we may disclose your personal data to the prospective seller or buyer of such business or assets. If we are, or substantially all of our assets are acquired by a third party, in which case personal data held by us about our customers will be one of the transferred assets.
- If we are under a duty to disclose or share your personal data, or when we in good faith believe that the law requires us to do so, in order to comply with any legal obligation, or in order to enforce or apply our Terms or terms and conditions of supply and other agreements; or to protect the rights, property, or safety of Walker Greenbank PLC, our customers, our subsidiaries and affiliated entities, or others. This includes exchanging information with other companies and organizations for the purposes of fraud protection and credit risk reduction.
- Aggregate and de-identified data: We may share aggregate or de-identified information about users with third parties for advertising, marketing, research or similar purposes.
Cookies. A cookie is a small text document, which often includes an anonymous unique identifier, that we or our third party service provider, which may include an ad network or analytics provider, transfer to your computer’s hard drive through your web browser for record-keeping purposes. Some cookies allow us to make it easier for you to navigate our Website and services, while others are used to enable a faster log-in process or to allow us (or the third party) to track your activities at our Website. Cookies enable us to:
1. To store information about each user’s preferences, and allows us to customize our Website.
2. To speed up searches.
3. To recognize a user when the user returns to our Website.
As you browse the Website, cookies enable us to differentiate you from other users to prevent you from seeing unnecessary information or requiring you to duplicate “log-in” activity.
Cookies, along with our web server's log files, enable us to calculate the total number of visitors to our Website and to determine which parts of the Website are most popular. This helps us gather feedback to constantly improve our Website and better serve our clients. There are two types of cookies:
- Session Cookies. Session cookies exist only during an online session. They disappear from your computer when you close your browser or turn off your computer. We use session cookies to allow our systems to uniquely identify you during a session or while you are logged into the Site. This allows us to process your online transactions and requests and verify your identity, after you have logged in, as you move through our Site.
- Persistent Cookies. Persistent cookies remain on your computer after you have closed your browser or turned off your computer. We use persistent cookies to track aggregate and statistical information about user activity.
Disabling Cookies. Most web browsers automatically accept cookies, but if you prefer, you can edit your browser options to block them in the future. The Help portion of the toolbar on most browsers will tell you how to prevent your computer from accepting new cookies, how to have the browser notify you when you receive a new cookie, or how to disable cookies altogether. Visitors to our Website who disable cookies will be able to browse certain areas of the Site, but some features may not function.
Clear GIFs, pixel tags and other technologies. Clear GIFs are tiny graphics with a unique identifier, similar in function to cookies. In contrast to cookies, which are stored on your computer’s hard drive, clear GIFs are embedded invisibly on web pages. We may use clear GIFs (a.k.a. web beacons, web bugs or pixel tags), in connection with our Site to, among other things, track the activities of Site visitors, help us manage content, and compile statistics about Site usage. We and our third party service providers also use clear GIFs in HTML e-mails to our customers, to help us track e-mail response rates, identify when our e-mails are viewed, and track whether our e-mails are forwarded.
Collection of IP Addresses: Internet provider or “IP” addresses are used by your computer every time you are connected to the Internet. Your IP address is a number that is used by computers on the network to identify your computer. IP addresses are automatically collected by our web server as part of demographic and profile data known as “traffic data” so that data can be sent to you.
You may opt-out of many third-party ad networks, including those operated by members of the Network Advertising Initiative (“NAI”) and the Digital Advertising Alliance (“DAA”). For more information regarding this practice by NAI members and DAA members, and your choices regarding having this information used by these companies, including how to opt-out of third-party ad networks operated by NAI and DAA members, please visit their respective websites: www.networkadvertising.org/optout_nonppii.asp (NAI) and www.aboutads.info/choices (DAA).
Opting out of one or more NAI member or DAA member networks (many of which will be the same) only means that those members no longer will deliver targeted content or ads to you. It does not mean you will no longer receive any targeted content or ads on our website or other websites. You may continue to receive advertisements, for example, based on the particular website that you are viewing. Also, if your browsers are configured to reject cookies when you visit this opt-out page, or you subsequently erase your cookies, use a different computer or change web browsers, your NAI or DAA opt-out may no longer be effective. Additional information is available on NAI’s and DAA’s websites accessible by the above links.
If we make a material change to the manner in which we use the personal information that we already have collected about you, we will endeavor to notify you by contacting you at the email address on file or posting a notice of the change on our Website.
We may send periodic promotional or informational emails to you. You may opt-out of such communications by following the opt-out instructions contained in the email or by logging into your account on our Website. Please note that it may take up to 10 business days for us to process opt-out requests. If you opt-out of receiving emails about recommendations or other information we think may interest you, we may still send you emails about your account or any Services you have requested or received from us.
You also may opt-out of information sharing with non-affiliated third parties. To do so, please log into your account and exercise your preference.
Users are invited to submit comments to our blog; please note that not all comments will be posted to the blog. If we post your comment to our blog, it will be viewable by all other visitors to our Website.
Our Website and services are not designed for children under 13. If we discover that a child under 13 has provided us with personal information, we will delete such information from our systems.
Certain parts of your personal information may be transferred to and stored in the United States or may be accessed by persons in the United States. By using the Website, you consent to the transfer of your personal information to the United States, which may not have the same level of privacy and data protection as your home jurisdiction.
We have implemented commercially reasonable precautions to protect the information we collect from loss, misuse, and unauthorized access, disclosure, alteration, and destruction. Please be aware that despite our best efforts, no data security measures can guarantee 100% security.
California residents may request a list of certain third parties to which we have disclosed personal information about you for their own direct marketing purposes. You may make one request per calendar year. In your request, please attest to the fact that you are a California resident and provide a current California address for your response. You may request this information in writing by contacting us at Walker Greenbank, Inc. Address: 800 Huyler Street, Teterboro, New Jersey 07608. Please allow up to thirty (30) days for a response.
If you have questions about the privacy aspects of our Website or would like to make a complaint, please contact us at email@example.com.